Business Services

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CAPABLE OF HANDLING ALL YOUR LENDING NEEDS, FROM SMALL TRANSACTIONS TO LARGE, COMPLEX DEALS.

LENDING SERVICES

Business Banking

Hemisfera Trust Services is the financial partner that growing businesses need. We consistently deliver fast service and a full range of lending programs, building on a tradition of serving the financial needs of local businesses and individuals since 1839. Lending types include:

  • Commercial and Industrial: We assist with working capital needs or to finance major capital expenditures.
  • Commercial Real Estate (CRE): These loans can be used to purchase or refinance an owner-occupied or income producing commercial property, or to expand or remodel an existing facility.
  • Acquisition and Development: Loans for acquiring real estate to be used for residential or commercial development.
  • Government Contracting: We specialize in meeting the dynamic banking needs of companies serving the federal, state and commercial markets.
We deliver a number of lending programs, including:

  • Term Loans
    Hemisfera Trust Services has the ability to provide a variety of solutions to meet your financing needs.

  • Lines of Credit
    Providing flexibility for short-term working capital needs, and available cash when you need it, our LOCs help optimize cash flow.

  • Real Estate
    Providing financing for the purchase, refinance, construction, expansion, or remodel of real estate properties.

  • Credit Cards
    Providing convenient credit for your everyday business spending needs to better manage cash flow.